1. Acceptance of Terms

By accessing or using the Vintl API ("Service"), you agree to be bound by these Terms of Service. If you do not agree, do not use the Service. Vintl reserves the right to update these terms at any time.

2. Service Description

Vintl provides a REST API for accessing macro-economic data, U.S. Treasury yield data, and SEC insider trading filings. Data is provided "as-is" from public government sources (U.S. Treasury, FRED, SEC EDGAR).

3. API Keys and Authentication

You are responsible for safeguarding your API keys. Do not share keys publicly or embed them in client-side code. Vintl may revoke keys that are found to be compromised or misused.

4. Usage Limits and Fair Use

Each plan has defined request limits and rate limits. Exceeding these limits will result in HTTP 429 responses. Automated retry with exponential backoff is recommended. Abuse of the Service (including circumventing rate limits) may result in account suspension.

5. Data Accuracy

Vintl aggregates data from public sources and makes reasonable efforts to ensure accuracy. However, Vintl does not guarantee the accuracy, completeness, or timeliness of any data. The Service is not financial advice. Do not make investment decisions based solely on this data.

6. Payment and Billing

Paid plans are billed monthly via Stripe. You may cancel at any time. Cancellation takes effect at the end of the current billing period. No refunds are provided for partial months.

7. Termination

Vintl may suspend or terminate your access at any time for violation of these terms. You may delete your account at any time through the Settings page.

8. Limitation of Liability

To the maximum extent permitted by law, Vintl shall not be liable for any indirect, incidental, special, or consequential damages arising from use of the Service.

9. Contact

For questions about these terms, contact us at support@vintl.io.